Mortgage Payment Calculator | North Atlanta Homes

Mortgage Payment Calculator & Financing Tools

Every home buying experience begins with the question.... "how much can I afford"?

Our feature-rich tool and mortgage payment calculator is an invaluable tool for anyone considering buying a home or refinancing an existing mortgage. It allows you to estimate your monthly payments based on variables such as loan amount, interest rate, loan term, and down payment.

It empowers you to take control of your home-buying journey by demystifying financial commitments. It offers a quick, reliable way to explore various scenarios and ensures you don’t overextend your budget. By using this tool early in the process, you can confidently approach lenders and negotiate terms that best fit your long-term financial goals.

Mortgage Calculator - Calculate your mortgage payment - Basic and advanced calculations with amortization
Purchasing Power - Your home affordability tool
Qualifying Loan - Get an estimate of what can qualify for based on monthly income
Rent vs. Buy calculator - See if it's time to stop renting and buy a home
Refinance calculator - See how you could lower your monthly mortgage payment and/or get cash out
15 vs 30 year mortgage calculator - Estimate the difference between 15 and 30-year terms and monthly payments
Mortgage Buy-down calculator - See how our temporary buy down loan options can lower your payments over the first few years of the loan
Bi-Weekly Payment calculator - Accelerate your loan payoff and save money on interest by making two smaller payments each month.

While our calculator provides a solid starting point, consult with your Realtor®, a financial advisor, or mortgage specialist for personalized advice and guidance. Visit our Partner Page for more resources.

New Listings on the Market

$849,000

4 Beds ⋅ 3 Baths ⋅ 7859986 MLS

Beautifully renovated primary on main home in the sought-after Wynbrook neighborhood of Johns Creek with over $142,000 in seller upgrades! The interior features soaring ceilings, refinished hardwood floors, and a fully updated kitchen with quartz countertops, white cabinetry, stainless steel appliances, plus a full wall of new cabinetry with glass front upper cabinets. The oversized primary suite features a fully renovated bathroom with lighted LED mirrors. Additional improvements throughout include fresh paint, updated lighting, custom plantation shutters, luxury remote-controlled window treatments, and added laundry room cabinetry. The transformed fenced fenced in backyard is a showstopper! With 21 trees removed to create a sunny outdoor retreat, the yard features all new landscaping, retaining walls creating multiple level areas, Emerald Zoysia sod, front and backyard irrigation. Major improvements include a brand-new roof, water heater, gutters with GutterGuard, sewer line, and electrical panel updated to current code. Additional upgrades include a radon mitigation system, Bluetooth-enabled garage door opener, newer carpet, added multiple indoor quad outlets and outdoor holiday lighting outlets, plus additional outdoor water spigots. The partially finished walkout basement offers three finished rooms with luxury vinyl flooring, perfect for a media room, game room, home office, or flex space, plus abundant unfinished storage. Conveniently located near Avalon, shopping, dining, parks, and top-rated Fulton County schools!

3110 Birchton Street, Johns Creek

$459,900

3 Beds ⋅ 4 Baths ⋅ 7859805 MLS ⋅ The Views At Lenox Crossing BLDG.

Pristine townhome in the heart of Brookhaven! Located in the gated Views at Lenox Crossing, this beautifully refreshed townhome is tucked away in the back of the neighborhood, offering a peaceful, tree-lined setting and exceptional privacy. Sip your favorite beverage from the freshly painted deck while enjoying the serene wooded views. This move-in ready home features three beautifully finished levels, a two-car garage, fresh interior paint throughout including the garage and garage floor and brand-new carpet. The light-filled floor plan features a bright kitchen with abundant storage, spacious bedrooms, and a versatile lower level that's perfect for a home office, gym, media room, or flex space. Community amenities include a pool, dog park and gated entrance, all just minutes from Brookhaven's best shopping, dining, and entertainment. Move in, unpack, and don't worry about the big stuff! New roofs were completed in 2025, and the community is scheduled for a fresh exterior paint makeover in spring 2027. Low maintenance and worry-free living! And when we say turnkey, we mean it, the refrigerator, washer, and dryer are all included.

2246 Limehurst Drive Ne, Brookhaven

$159,900

7859186 MLS

We've done the work for you with a new comprehensive site plan that puts you one step closer to building your dream home at Lake Lanier! Enjoy life in The Reserve Club and Marina, a private gated community surrounded by the natural beauty of Lake Lanier and the North Georgia mountains. We'll provide the site plan for your builder and you can get started on your new home! No hurry? No problem! There's no required timeframe to begin construction, which means you can purchase the property now and build whenever you're ready. This large .75 acre homesite offers a gentle slope that is well suited for a terrace-level home. Lake living extends far beyond your own homesite. Community amenities include a clubhouse, swimming pool, marina, kayak storage and three community docks available for day use, making it easy to spend your days boating, kayaking, relaxing by the water or simply enjoying the beautiful surroundings. Enjoy the peaceful atmosphere of a tucked-away lake community without sacrificing convenience. Shopping, dining, GA 400 and War Hill Park are all just minutes away. Secure your homesite now and start planning the Lake Lanier lifestyle you've been dreaming about!

6930 Crestline, Dawsonville

$370,000

3 Beds ⋅ 3 Baths ⋅ 7858552 MLS ⋅ Kentmere Townhomes BLDG.

Welcome to Kentmere, ideally located just off the US-19 North/GA-400, Exit 13, offering convenient access to everything the area has to offer. Enjoy being just minutes from Fowler Park, The Collection at Forsyth, Big Creek Greenway, and so much more. The combination of a convenient location, abundant recreational opportunities, and top-rated schools makes this an exceptional place to call home. Whether you’re searching for your first home, looking to bring family closer, or seeking your next investment opportunity, 2955 Kentmere offers versatility, convenience, and outstanding value while being just 45 miles to Hartsfield Jackson Atlanta International Airport. Don’t miss the opportunity to make this property your own!

2955 Greyhawk Lane, Cumming

$2,250,000

5 Beds ⋅ 8 Baths ⋅ 7858299 MLS

Welcome to Mulberry Creek, an extraordinary Under-Construction estate home nestled atop FIVE PRIVATE acres in the heart of Flowery Branch. Thoughtfully designed with Modern Craftsman architecture, the residence encompasses over 5,600 square feet of sophisticated single-level living with abundant basement space to add to it. Grand vaulted ceilings, expansive walls of glass, and meticulously curated finishes create an atmosphere that is both elegant and inviting. The stunning great room seamlessly connects to an impressive chef's kitchen featuring premium appliances, an oversized entertaining island, and a concealed scullery pantry designed to accommodate effortless hosting. At the center of the home's exceptional lifestyle experience is a remarkable four-season retreat complete with a custom wet bar, pool bath, and direct access to the covered outdoor kitchen. This thoughtfully designed space blurs the lines between indoor and outdoor living, creating the perfect setting for year-round entertaining and unforgettable gatherings. The estate has been masterfully positioned to embrace its surroundings while offering endless opportunities for personalization. A sprawling level backyard provides the ideal canvas for a resort-style pool and outdoor oasis, while the expansive terrace level has been engineered to accommodate a luxurious guest residence, multigenerational living quarters, wellness retreat, or private entertainment wing. Four generously sized ensuite bedrooms, a dedicated executive office, and an oversized four-car garage provide exceptional comfort and functionality. Rarely does a property combine the craftsmanship of a custom-built luxury residence with the privacy of a five-acre sanctuary. Construction Completion Estimated for January 2027.

7025 Deaton Henry Road, Flowery Branch

$585,000

3 Beds ⋅ 2 Baths ⋅ 7857962 MLS

Seeing Is Believing! Don't Miss This Beautifully Updated Ranch in Sought-After Kingswood at Castleberry! This is the home you've been waiting for! Beautifully updated, lovingly maintained, and truly move-in ready, this charming ranch offers the ease of one-level living with all the comforts and modern touches you've been looking for. Move right in, unpack, and start making wonderful memories just in time for the holidays and a fresh start in 2027! Step inside the welcoming foyer and discover beautiful custom trim, updated flooring, and fresh paint throughout. The spacious, updated kitchen is the heart of the home, featuring a generous center island and a sunny breakfast area ideal for casual dining and gatherings. Quartz Counter Surfaces, White Cabinets, Stainless Steel Appliances as well as a Dual Beverage Cooler The light-filled sunroom offers a peaceful retreat overlooking the backyard, perfect for enjoying your morning coffee or simply relaxing. A cozy fireplace adds warmth and charm to the inviting living space. The spacious primary suite features an elegant tray ceiling and a beautifully updated private bathroom. Two additional generously sized bedrooms offer plenty of natural light and share an updated bathroom with attractive tile finishes. A dedicated home office with built-in desk and shelving behind elegant glass French doors provides the perfect space for working from home or pursuing hobbies. Lovingly cared for by the same owner for 20 years, this home reflects pride of ownership and thoughtful improvements throughout. Enjoy the comfort of single-level living without sacrificing space, style, or functionality! Large private Patio for grilling and very active neighborhood Includes Pickle ball Courts and weekly matches. Conveniently located near GA-400, shopping, restaurants, and medical facilities, this exceptional home offers both comfort and convenience. Don't miss this wonderful opportunity to make Kingswood at Castleberry your new home! Showings begin Saturday, October 24th, 2026.

5020 Duke Drive, Cumming

$599,000

6 Beds ⋅ 4 Baths ⋅ 7857808 MLS

$10,000 TOWARD BUYER CLOSING COSTS FOR FULL PRICE OFFER! Resort-style outdoor living meets spacious comfort and memories in the making at 609 Darnell Road in Canton! Offering 6 bedrooms, 3.5 baths, and 4,322 square feet, this spacious home combines comfortable living, well-thought updates, and exceptional outdoor entertaining. New high end scratch and water-resistant 22 mil luxury vinyl plank (pet and child friendly) is a new upgrade to the main floor. The backyard is truly a standout, featuring a one-year-old 28' x 16' gunite saltwater pool and new cedar wood cabana—the perfect setting for summer gatherings, relaxing poolside afternoons, and making memories with family and friends. Add a dedicated basketball court, a spacious flat backyard (the largest in the community!), and a cozy fire pit area with generous seating and you have an outdoor retreat designed for fun and relaxation. A storage shed provides convenient space for tools and yard equipment. Inside, enjoy generous living space with room for family, guests, a home office, or hobbies. Recent improvements include a new roof, new water heater, and updated bathroom. The garage EV charging station, epoxy floor, new garage door and garage door motor, offer added peace of mind. Located in desirable Canton, this spectacular home offers convenient access to Sequoyah High School, Hickory Trails Park and the shopping, dining, and charm of downtown Canton and Woodstock. This property will not last long so schedule your showing now!

609 Darnell Road, Canton

$380,000

4 Beds ⋅ 2 Baths ⋅ 7857411 MLS

Looking for a move-in ready opportunity, enjoy quiet residential living with no HOA restrictions, yet be located minutes away from shops, dining, entertainment, and interstate convenient access for easy commuting? This wonderful 4-bedroom, 2-bathroom ranch home with hard-to-find features located in a sought-after location may be the one! Here, you'll enjoy an open, updated living area with durable LVP flooring and a cozy fireplace, an updated kitchen with white cabinets and granite countertops, a nice fenced backyard with a patio, a spacious primary suite featuring a spacious walk-in closet, and a complimentary primary bathroom with a double vanity and a separate tub and shower. On the main level, you will find two more secondary bedrooms, and generous-sized laundry room, conveniently located by the bedrooms. The additional bonus/bedroom above the garage opens up more possibilities to enjoy the space. Just minutes away, you'll find The Exchange at Gwinnett, Coolray Field, Mall of GA, Northside Medical, I-85 access, and so much more. Come take a look today and see for yourself what this great home has to offer!

1077 Woodsong Pass Ct, Lawrenceville

$499,000

3 Beds ⋅ 3 Baths ⋅ 7857270 MLS

This fully renovated home is tucked into a cul-de-sac in a swim tennis neighborhood near Crabapple Market, shopping, and dining. Located in the Sweet Apple Elementary, Elkins Pointe Middle, and Milton High school district, it pairs thoughtful updates with a convenient Roswell location. Major improvements include a new roof (May 2026), HVAC (2020), new siding, front door, and landscaping. The renovated kitchen offers new flooring, granite countertops, tile backsplash, and refreshed cabinets with new hardware. The updated half bath includes new tile flooring, lighting, mirror, and toilet. A completely renovated primary bath offers a frameless shower, while the renovated guest bath includes fresh paint, new tile flooring, a new tub, tile surround, vanity, and fixtures. New flooring extends throughout the main level, complemented by designer lighting throughout, new door hardware, fresh paint inside and out, new blinds throughout, and custom shelving in a guest bedroom. Move in and enjoy everything this Roswell location has to offer.

2495 Ashton Drive, Roswell

$674,900

4 Beds ⋅ 3 Baths ⋅ 7857200 MLS ⋅ Martins Landing BLDG.

Experience lakefront living in the sought-after Lakeview neighborhood of Martin's Landing! Opportunities to own a lakefront property in this part of the community don't come along often! Enjoy beautiful views and the lifestyle that comes with living just steps from the water. Take advantage of the scenic 2.5-mile path winding around this stunning lake... perfect for morning walks, evening strolls, and enjoying nature year-round. Featuring 4 bedrooms and 2.5 baths, this property offers an incredible opportunity for its next owner to bring their vision and personal touches to life. Adding to the appeal is the convenient access to Downtown Roswell, with its charming shops, restaurants, and entertainment, along with nearby GA 400 for an easy connection to Metro Atlanta. With a beautiful setting, desirable location, and endless potential, this is your chance to create something truly special in one of Roswell's most established lake communities.

195 Southwind Circle, Roswell

$321,000

3 Beds ⋅ 3 Baths ⋅ 7857150 MLS

1262 Walnut Creek Circle in Pendergrass, Georgia, presents an exceptional residential opportunity. Built in 2016, this 1,832-square-foot traditional home remains in great condition, offering a thoughtfully designed space that balances architectural integrity with modern functionality. The kitchen serves as the heart of the residence, featuring high-quality stainless steel appliances and sophisticated stone counters. Its open-plan design seamlessly integrates with the living room, fostering an environment ideal for both daily routines and hosting guests. The property provides a private yard, offering a quiet outdoor area for personal use or recreation. Additionally, the home includes a built-in garage, providing secure parking and convenient storage solutions. With 3 bedrooms and 2.5 bathrooms, the floor plan is structured to provide both comfort and utility for its occupants. This residence offers a rare combination of modern design and functional living, making it an essential viewing for those seeking a high-quality home in Pendergrass.

1262 Walnut Creek Circle, Pendergrass

$584,900

3 Beds ⋅ 3 Baths ⋅ 7857065 MLS

Some homes offer a view. This home was designed around it. The best homes make it easy to slow down and enjoy where you are. With beautiful lake views, walls of windows, and a bright open floor plan, this modern Lake Arrowhead home was designed to do exactly that. Gather around the oversized island, enjoy dinner with a view, or step outside and take in the peaceful surroundings from one of the outdoor living spaces. Thoughtfully designed for easy living and low maintenance enjoyment, this is the kind of home that works equally well as a full-time residence, weekend getaway, or investment property. It's a place to relax, recharge, and enjoy everything that makes lake life so appealing. Nestled in the foothills of the Blue Ridge Mountains, Lake Arrowhead offers a lifestyle unlike any other. Residents enjoy a pristine private lake, championship golf, miles of walking trails, pools, tennis, pickleball, marina access, dining, and a welcoming sense of community. It's easy to see why so many people discover Lake Arrowhead as a getaway and decide to call it home.

105 Marina Parc Drive, Waleska

$949,901

5 Beds ⋅ 4 Baths ⋅ 7857052 MLS

Brick Beauty Renovated top to bottom! Brand new fresh exterior paint. The seller spared no expense on these gorgeous updates. Nestled in desirable Mayfield Place, this home is just a short stroll to Downtown Alpharetta and an easy bike ride to Crabapple. The gourmet kitchen is a true showpiece, featuring soft close custom cabinetry, a large center island, quartz countertops, and a separate breakfast bar. Just off the kitchen, you’ll find what is sure to become a favorite spot, the screened porch overlooking the peaceful, serene, fenced backyard. Thoughtfully designed interiors feature recessed LED lighting throughout, a stunning spiral crystal chandelier, custom built-ins framing the fireplace, premium LVP flooring in light neutral tones, and plush upstairs carpeting with Tempur-Pedic underlayment. The spacious primary suite offers a large walk-in closet and a beautifully renovated, spa-inspired bath. Generously sized secondary bedrooms provide plenty of closet space and additional storage. The finished terrace level adds even more versatility with a spacious living area featuring an LED fireplace, kitchen, full bath, and bedroom, perfect for guests, a home office, or multi-generational living. Terrace level offers direct access to a large covered paito and backyard that makes this level feel like a natural extension of the home. Enjoy an active community lifestyle with swim and tennis amenities, all while being just minutes from Avalon and the restaurants, shopping, concerts, and events that make Downtown Alpharetta so special. And to top it off, the home is located in one of the area’s top-rated school districts.

1455 Richards Circle, Alpharetta

$419,000

4 Beds ⋅ 3 Baths ⋅ 7856015 MLS

Picture evenings unwinding on the patio, overlooking a level, private backyard with a peaceful backdrop of trees. Tucked away at the back of the Bridgetowne neighborhood, 4710 Roseman Trail offers a welcoming retreat with room to relax, play, and gather with friends. Inside, the open floor plan creates an easy flow for everyday living and entertaining, with a cozy gas fireplace at the heart of the living area. The spacious kitchen offers room to prepare meals and gather, while a separate dining room provides flexibility for a home office, playroom, or another space that fits your needs. Upstairs, the spacious primary bedroom offers a comfortable place to unwind, complemented by three additional bright and airy bedrooms. Fresh interior and exterior paint and new carpet give the home a refreshed, move-in-ready feel. Well maintained by the original owners, the home also features major updates, including a new roof in 2023, AC and furnace in 2021, and water heater in 2022. Additional improvements include a new garbage disposal in 2025 and new exterior door handles, landscaping refresh and refrigerator, washer and dryer! Enjoy Bridgetowne’s pool, tennis courts, and playground, along with the convenience of shopping, dining and GA 400 just minutes away. Bridgetowne is also just minutes to the exciting new development, The Crossings at Coal Mountain! The seller is also offering $6,000 toward closing costs or an interest rate buydown, making this inviting home even more appealing.

4710 Roseman Trail, Cumming

$1,250,000

5 Beds ⋅ 5 Baths ⋅ 7855588 MLS

A beautiful home in an exceptional location. Tucked within a gated community in the heart of Alpharetta, this home offers the perfect blend of privacy, convenience, and everyday comfort. Enjoy an updated kitchen, a beautifully finished basement, and a location just minutes from both downtown Alpharetta and downtown Crabapple, all within the Milton High School district. A wonderful opportunity to experience the best of Alpharetta living.

1670 Harvest Lane, Alpharetta

Start Your Search

board logo Listings on this website come from the FMLS IDX Compilation and may be held by brokerage firms other than the owner of this website. The listing brokerage is identified in any listing details. Information is deemed reliable but is not guaranteed. If you believe any FMLS listing contains material that infringes your copyrighted work, please click here to review our DMCA policy and learn how to submit a takedown request. © 2026 FMLS. Last updated

Mortgage Payment Calculator & Financing Tools

New Listings on the Market

How much is your home worth?