First Time Home Buyers

Aug. 3, 2026

What is Title Insurance?

Title insurance

 

Title insurance is a specialized form of indemnity insurance that protects real estate buyers and mortgage lenders against financial losses arising from defects, disputes, or claims related to the ownership history — or "title" — of a property.

Unlike most other forms of insurance, which protect against future events …

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July 27, 2026

2026 Mid-Year National Housing Economic Report

2026 Mid-year National housing economic outlook

 

What the 2026 Mid-Year Housing Data Actually Tells Us

The housing market rarely moves in a straight line, and 2026 has been no exception.

According to HomeServices of America's newly released National Housing Outlook mid-year report (read the full report here), the year opened with real momentum — …

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July 23, 2026

What's an Assumable Mortgage?

What's an assumable mortgage?

 

An assumable mortgage is a type of home loan that allows a buyer to take over — or "assume" — the seller's existing mortgage, including its remaining balance, interest rate, repayment term, and other loan conditions, rather than obtaining a new mortgage at current market rates.

In essence …

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July 18, 2026

Real Estate Relocation Companies

Relocation real estate companies

Relocation real estate companies, often referred to as "relo" companies or third-party relocation management companies (RMCs), are specialized firms that serve as intermediaries between employers and the real estate market to facilitate the seamless transfer of employees from one geographic location to another.

When a company needs to move an …

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July 12, 2026

What's a Construction Loan?

Construction loan

 

What's a construction loan?

A construction loan is a short-term, specialized financing product designed to fund the building of a new home from the ground up, covering the costs of land acquisition (in some cases), labor, materials, permits, and other expenses associated with the construction process.

Unlike other …

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July 6, 2026

What is Pre-Approval?

What is pre-approval for a loan mean?

 

Pre-approval in residential real estate is a formal process through which a prospective home buyer submits a comprehensive application to a mortgage lender who then thoroughly evaluates the buyer's financial profile — including income, assets, debts, credit history, and employment — and issues a written commitment indicating the …

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June 28, 2026

What is an Appraisal?

what is an appraisal?

 

An appraisal in residential real estate is a professional, unbiased estimate of a property's fair market value conducted by a licensed or certified appraiser who is trained and credentialed to evaluate real property.

The appraiser performs an in-person inspection of the home, assessing its size, condition, layout, features …

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June 22, 2026

What Is a CMA (Comparative Market Analysis)?

CMA - Comparative Market Analysis

 

A Comparative Market Analysis, universally known in the real estate industry as a CMA, is a detailed, data-driven evaluation of a property's current market value prepared by a licensed real estate agent or broker by analyzing recent sales of similar properties — commonly referred to as "comparables" or …

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June 9, 2026

Why North Atlanta Continues to Attract Homebuyers

Northa Atlanta Real estate Roswell Woodstock Alpharetta Sandy Springs

North Atlanta Continues to Attract Homebuyers

North Atlanta continues to draw homebuyers due to its strong combination of lifestyle and opportunity.

Among the most popular cities in North Atlanta are Roswell, Alpharetta, Sandy Springs, and Woodstock. Each of these communities offers a unique blend of amenities, vibrant local scenes, and …

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May 18, 2026

What is PMI - Private Mortgage Insurance?

What is PMI private mortgage insurance

 

Private Mortgage Insurance (PMI), universally known in the real estate and lending industries as PMI, is a type of insurance policy that a borrower is required to purchase and pay for on behalf of their mortgage lender when they obtain a conventional home loan with a down payment of …

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