Mortgages & Financing

June 28, 2026

What is an Appraisal?

what is an appraisal?

 

An appraisal in residential real estate is a professional, unbiased estimate of a property's fair market value conducted by a licensed or certified appraiser who is trained and credentialed to evaluate real property.

The appraiser performs an in-person inspection of the home, assessing its size, …

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June 22, 2026

What Is a CMA (Comparative Market Analysis)?

CMA - Comparative Market Analysis

 

By Karen S. Faber, REALTOR® — Faber + DoVale Team, Harry Norman, REALTORS®

A Comparative Market Analysis, universally known in the real estate industry as a CMA, is a detailed, data-driven evaluation of a property's current market value prepared by a licensed real estate …

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May 18, 2026

What is PMI - Private Mortgage Insurance?

What is PMI private mortgage insurance

 

Private Mortgage Insurance (PMI), universally known in the real estate and lending industries as PMI, is a type of insurance policy that a borrower is required to purchase and pay for on behalf of their mortgage lender when they obtain a conventional home loan with …

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May 18, 2026

Q&A - Real Estate Questions and Answers

Real estate questions and answers

Real Estate Questions and Answers - Common FAQs

Below are a list of some common real estate-related questions we get from customers and clients. Where possible, we have provided a brief explanation and summary; however, some topics and questions require an in-depth discussion for a broader understanding. In …

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May 17, 2026

Understanding Mortgage Options for Today’s Buyers

Understanding mortgage options

 

A Comprehensive Guide to Navigating Your Home Loan Choices

Understanding mortgage options is essential for today’s buyers. With a changing market and evolving financial products, the process of securing the right loan can seem daunting. However, a clear grasp of available options empowers buyers to make …

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May 12, 2026

Should You Wait for Interest Rates to Come Down Before Buying a Home? Probably Not!

Waiting for interest rates to come down before buying a home? Don't - here's the argument

 

This is one of the most common objections REALTORs encounter, and the good news is there are several compelling, data-driven arguments that can help a buyer understand why waiting for rates to drop may not be the sound financial strategy they think it is. Here is a …

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April 6, 2026

The Essential Role of the Home Appraiser

Home appraiser

 

Why Accurate Property Valuations Matter in Real Estate Transactions

In the world of real estate, the home appraiser stands as a critical professional whose expertise directly influences property transactions, lending decisions, and even local taxation.

While many homebuyers and sellers focus on negotiations, offers, and …

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March 31, 2026

Understanding Home Appraisals

home appraisals

 

A Guide to Home Appraisals in Real Estate

Home appraisals are a crucial step in the real estate transaction process, acting as an objective assessment of a property's value.

Whether you're buying, selling, or refinancing a house, understanding how home appraisals work can help you …

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Jan. 27, 2026

Understanding Mortgage Down Payment Assistance Programs

Helping Homebuyers Bridge the Gap to Homeownership

Purchasing a home is a major milestone, but for many Americans, the biggest hurdle is saving enough for a down payment.

Rising home prices and stagnant wages have made it increasingly difficult for first-time buyers to enter the housing market. …

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Jan. 18, 2026

2026 U.S. Economic Forecast: Housing Market

2026 economic outlook housing market

 

2026 U.S. Economic Forecast: Housing Market

Predictions for Mortgage Rates, Housing Inventory, Prices, and Detached Home Sales

The U.S. economy in 2026 is expected to navigate a period of transition, as the effects of post-pandemic recovery, inflation management, tariffs, and interest rate shifts continue to …

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