Cumming Homes under $400,000

Welcome to Cumming, Georgia—a charming city nestled in the heart of Forsyth County, where Southern hospitality meets modern convenience. Just a short drive from the bustling metropolis of Atlanta, Cumming offers a serene escape with stunning natural beauty, including the picturesque Lake Lanier, which is perfect for boating, fishing, and enjoying sunny days with family and friends.

Cumming is known for its vibrant community spirit, excellent schools, and a plethora of parks and recreational activities. The city hosts a variety of local events and festivals throughout the year, making it easy to connect with neighbors and enjoy the rich culture that Cumming has to offer. From quaint shops and delicious dining options to outdoor adventures, there’s something for everyone in this delightful city.

If you’re in the market for a new home, you’ll be pleased to discover that Cumming boasts a range of properties available for under $400,000. Whether you’re a first-time homebuyer, looking to downsize, or searching for a family-friendly neighborhood, Cumming has options that cater to every lifestyle. From charming single-family homes to modern townhouses, you can find the perfect space to create lasting memories.

With its beautiful surroundings, strong sense of community, and affordable housing options, Cumming, GA, is not just a place to live; it’s a place to thrive. Explore the possibilities and discover why so many are choosing to call Cumming home!

Newest Cumming Homes under $400,000

$318,000

3 Beds ⋅ 2 Baths ⋅ 7841194 MLS

Welcome to 2255 Williams Ln! This solid brick ranch sits on over half an acre with no HOA, offering space, flexibility, and plenty of potential. The spacious backyard lets you spread out and enjoy the outdoors, while the large driveway offers ample parking for multiple vehicles. At the heart of the home, a cozy fireplace room creates a warm, inviting focal point. With great bones and endless possibilities, this home is ready for its next owner to bring their vision to life and add the finishing touches. Enjoy an incredible location just 3 miles from Cumming City Center, with convenient access to local dining, shopping, and entertainment. Space, character, and opportunity await at 2255 Williams Ln!

2255 Williams Lane, Cumming

$370,000

3 Beds ⋅ 3 Baths ⋅ 7850234 MLS ⋅ Wyngate BLDG.

298 Azalea Circle, Cumming

$389,000

3 Beds ⋅ 2 Baths ⋅ 7852083 MLS

Enjoy the ease of one-level living in this brick ranch home, tucked into a private cul-de-sac in Paddocks Mill! The thoughtfully designed floor plan features three bedrooms, two full baths, a dedicated office, a separate dining room and a large family room with a fireplace—a welcoming place to gather or unwind. The kitchen offers stainless steel appliances and a separate breakfast room for casual meals. Outdoor living is equally inviting, with a spacious, level lot, a covered pergola and a built-in brick pizza oven for evenings spent entertaining or relaxing. Mature trees, established landscaping, a covered front entry and an attached two-car garage complete the setting. Located in Forsyth County’s sought-after East Forsyth High School district, near Lake Lanier’s boating, parks and recreation, with convenient access to shopping, dining and GA 400. A home with room to relax, entertain and make it your own!

7960 Black Horse Court, Cumming

$385,000

3 Beds ⋅ 3 Baths ⋅ 7851329 MLS

PRICED TO SELL WELL BELOW COMPARABLE HOMES IN THE AREA AND COMMUNITY! Bring your offers and get an excellent opportunity to take advantage of a sweet equity! Situated in a quiet, well-established neighborhood offering a community pool, tennis courts, and playground, this solid 3-bedroom, 2.5-bath home offers plenty of space and potential. The main level features a spacious living room with fireplace, a separate dining room with hardwood flooring, and an open-concept kitchen with abundant cabinetry, generous counter space, gas range, and convenient pantry. An office/den and half bath complete the main level. Upstairs, the generously sized master suite features a coffered ceiling, double vanities, and two closets. Two spacious secondary bedrooms, a full bath, and a conveniently located laundry room complete the upper level. The partially finished basement offers excellent potential for additional living space, with electrical, sheetrock, plumbing rough-ins, and doors already installed. Additional highlights include a welcoming deck and 2-car garage. This is a solid home with great bones that needs updated flooring and potentially fresh paint to make it everything you could want. Priced accordingly with these improvements in mind, it presents a fantastic opportunity to add your personal touches while building equity. Conveniently located just a short drive from Polo Golf & Country Club, Vickery Village, shopping, dining, and much more! Bring your offers and capitalize on the value and potential this home has to offer to someone who wants to make it theirs!! NOTE: AI generated photos included of kitchen redone in white with new counter tops as well as generated pictures of new flooring in the family room.

6760 Payne Court, Cumming

$380,000

4 Beds ⋅ 3 Baths ⋅ 7851504 MLS

Welcome Home! Nestled in one of Cumming’s most desirable locations, this charming home offers the perfect combination of comfort, convenience, and everyday living—all with NO HOA. Located just five minutes from Costco, Target, Cumming City Center, dining, and shopping, you’ll enjoy easy access to everything while tucked away on a quiet dead-end street. Inside, you’ll find an open and inviting floor plan filled with natural light. The living room features a cozy fireplace and flows seamlessly into the kitchen, complete with granite countertops and views of the fully fenced backyard. The spacious primary suite is conveniently located on the main level and offers double vanities and a walk-in closet with custom shelving. Upstairs, you’ll find two additional bedrooms and a full bath with an updated granite vanity, offering plenty of space for family, guests, or a home office. The fully finished basement features brand-new flooring, a movie room, a convenient half bath, an additional flex room, and direct access to the back deck, creating a versatile space that easily adapts to your lifestyle and everyday needs. Enjoy a private, fenced backyard perfect for kids, pets, or entertaining, plus the added bonus of a public boat ramp to Lake Lanier just minutes away. Opportunities to own a home in a location like this are hard to find. Offering the perfect balance of peaceful living with unmatched convenience to everything Cumming has to offer, this is one you won’t want to miss. Schedule your private showing today!

1570 Williams Circle, Cumming

$295,000

2 Beds ⋅ 2 Baths ⋅ 7850985 MLS

Lake life meets easy one-level living in this charming modern cottage, just moments from public boat ramp access for weekends on the water at Lake Lanier. The rocking chair front porch creates a welcoming first impression, and the fenced yard offers room to roam, play, and enjoy the outdoors at home. Step inside to vaulted ceilings and an open floor plan that fills the space with light. The living area is centered around a fireplace with a tile surround, creating a natural focal point for gathering. The kitchen features granite countertops and room for an island for added prep space or storage, or bistro table for casual everyday dining. Two spacious bedrooms offer comfortable retreats, served by a full bathroom and a convenient powder bath. A screened-in and vaulted sunroom extends the living space outdoors, ideal for morning coffee or evening wind-down that can be enjoyed year-round. The fenced yard wraps around the driveway with gated access, while a storage shed offers possibility to be converted into a workshop or hobby space. Recent updates like a new water heater add peace of mind. Whether you're searching for a peaceful, low-maintenance primary residence or a turnkey weekend escape near the lake, this home delivers. Its location near GA-400 puts shopping, dining, entertainment, and the new Cumming City Center all within easy reach, rounding out a rare combination of comfort, charm, and convenience in one of Forsyth County's most desirable pockets.

4035 Hawk Street, Cumming

$333,988

3 Beds ⋅ 3 Baths ⋅ 7851166 MLS

NEW ROOF (April 2026) NEW HVAC (July 2026) NEW WATER HEATER (2024)! Major updates are already complete in this beautifully maintained 3-bedroom, 2.5-bath home in Cumming, offering comfort, convenience, and peace of mind. Ideally located just minutes from Dawsonville and approximately 10 minutes from Cumming, this home provides easy access to shopping, dining, groceries, parks, Lake Lanier, and direct access 400. Inside, the bright and inviting floor plan features spacious living areas, a cozy fireplace, and plenty of room for everyday living and entertaining. Ceiling fans in every room complement the new HVAC system for year-round comfort. Enjoy outdoor living on the wrought-iron-fenced back patio, perfect for morning coffee or relaxing evenings. The private yard is equipped with an irrigation system for easy upkeep, while HOA-maintained lawn care helps simplify your weekends. Additional features include a whole-home surge protector and an attached 2-car garage. With a new roof, HVAC system, and water heater already in place, many of the major maintenance items have been taken care of. Conveniently located near everything you need, this move-in-ready home is a great opportunity in the Cumming area.

5520 Mountain Top Place, Cumming

$390,000

3 Beds ⋅ 4 Baths ⋅ 7851031 MLS ⋅ Hearthstone BLDG.

Welcome home to this end-unit townhome, ideally situated on a landscaped corner lot within a gated community! Freshly painted throughout, this move-in-ready home offers a spacious and thoughtfully designed floor plan with three levels of living space plus an unfinished basement for exceptional storage and/or future potential. The main level features gleaming hardwood floors and an inviting layout designed for comfortable everyday living and entertaining. One of the home’s standout features is the neighborhood’s most desirable floor plan, with a private full bathroom for every bedroom—including a fantastic third-floor teen or in-law suite that offers added privacy and flexibility. The unfinished basement provides abundant storage and is already stubbed for a bathroom, giving you the opportunity to expand the finished living space down the road. Outside your front door, enjoy the convenience of a gated community with resort-style amenities, including a sparkling swimming pool, dog park, and playground. Fresh paint, an end-unit location, a beautifully landscaped corner lot, three levels of living space, and a basement with room to grow—this one is ready for its next chapter!

1013 Firethorne Pass, Cumming

$314,900

3 Beds ⋅ 1 Baths ⋅ 7850877 MLS

Charming 1.2 acre Property-Near Lake Lanier - No HOA, Endless Possibilities Welcome to 5705 PWA Drive in Cumming, GA-where space, flexibility, and lifestyle come together in one of Forsyth County's most desirable locations. Situated on over an acre of level land with no HOA restrictions, this property offers the freedom to truly live your way. Bring your RV, boat, or multiple vehicles with ease-there's room for it all. Boat ramp located in less than a mile from the property. Located just 2.4 miles from Young Deer Park and its public boat launch, you'll enjoy quick and convenient access to Lake Lanier for boating, fishing, kayaking, and weekend getaways on the water. At the same time, you're only minutes from shopping, dining, entertainment, and GA-400-making everyday living both peaceful and practical. Forsyth County continues to be one of Georgia's most sought-after areas: largest man-made lake in the country, lowest taxes the top-rated, award-winning schools. A vibrant community filled with parks, trails, and year-round recreation The property currently features a 2-bedroom, 1-bath home along with two outbuildings-perfect for storage, hobbies, or workshop space. While the home could benefit from updates, it offers a solid foundation for renovation, expansion, or customization.

5705 P W A Drive, Cumming

$390,000

4 Beds ⋅ 4 Baths ⋅ 7850079 MLS ⋅ Lanier Walk BLDG.

END-UNIT TOWNHOME IN PRIME CUMMING LOCATION — MOVE-IN READY OR TURNKEY INVESTMENT. This well-maintained, north-facing end-unit townhome offers the best of both worlds: a comfortable, move-in-ready primary home or a proven income producer for investors, with tenants currently in place generating immediate rental income. Walk into a bright, open main level with high ceilings, fresh interior paint, and hardwood flooring. The spacious living and dining areas flow easily into a well-appointed kitchen with stainless steel appliances, opening onto a back deck with lush green views — a great spot for morning coffee or evening relaxing. The terrace level adds valuable flexibility with a private bedroom and full bath — perfect as a guest suite, home office, or roommate space. Upstairs, a comfortable primary suite provides plenty of room to spread out, with ample storage throughout. Recent capital improvements offer real peace of mind for any buyer: a full deck rebuild (2025) and a brand-new HVAC system (May 2026). The HOA also includes trash service, keeping ownership simple and predictable. Located minutes from GA-400 for an easy commute and near top-rated Forsyth County schools. A short drive from Lake Lanier and the shopping and dining of Cumming City Center. Whether you're looking for a place to call home in one of Cumming's most desirable, growing neighborhoods — or a turnkey addition to your rental portfolio — this property delivers on both fronts.

2705 Maple Park Place, Cumming

$199,900

2 Beds ⋅ 2 Baths ⋅ 7850271 MLS

LOCATION, LOCATION, LOCATION!!! Lovely acreage with so many possibilities. The singlewide is in great shape & has 2bd 2ba with generous liv, din kitchen space. Currently rented, so great investment property or could finish out lease & live there & build. Great Usable Land with level front & backyard with a gentle slope at the rear of property, perfect for all types of house plans like ranch homes or a basement home. Walking distance to Poole's Mill Historic wooden bridge & park on the River. Conveniently close to MATT community, Canton, Cumming & the famous Ball Ground area! It's the place to be! Currently rented, do not disturb tenant must have an appointment.

5170 Hurt Bridge Road, Cumming

$395,000

3 Beds ⋅ 3 Baths ⋅ 7849542 MLS ⋅ Kentmere BLDG.

Don’t miss out this beautiful 3 bed/2.5 bath recently updated. This desirable home is well maintained and move-in ready! Very good location very close to GA-400, Halcyon, Collections, Avalon, Fowler Park, Greenway Trail and highly rated schools. End unit townhouse with lots of natural light.The main level welcomes you with a dinning area that can also function as an office or den. The spacious living offers generous space with high ceilings and a gas fireplace that serves as a focal point and area on back of home that walks out to back patio. Extra large master bedroom with vaulted ceiling, double vanities in bathroom and a spacious walk-in closet. Two additional well-sized secondary bedrooms with ample closets, one with en-suite access to bathroom. Extra storage shelving in attic and garage. Outside, enjoy a flat, usable backyard and a private patio ideal for relaxing or entertaining. Also this subdivision has no rental restrictions.

3078 Kentmere Drive, Cumming

Start Your Search

board logo Listings on this website come from the FMLS IDX Compilation and may be held by brokerage firms other than the owner of this website. The listing brokerage is identified in any listing details. Information is deemed reliable but is not guaranteed. If you believe any FMLS listing contains material that infringes your copyrighted work, please click here to review our DMCA policy and learn how to submit a takedown request. © 2026 FMLS. Last updated